Importance of Checking Details on a Pay Stub
If you are caught with fake stubs, you could incur a hefty fine or even go to jail. There are however people who are oblivious of this, and proceed to use fake check stubs. Such fake stubs are unfortunately used in making some critical financial decisions by landlords, employers, financiers, and such individuals. It is dishonest and cruel to offer such misleading info. There is a need to see to it your business does not suffer the effects of fake stubs. It calls for you to know how to differentiate the fake ones from the real ones. You will learn here that process.
You need to confirm with the employing organization. There are more business entities using a check stub maker to keep records of paid wages. Those stubs people present to you may not have genuine info on them. Some are even from fictitious organizations. It is why you need more info about the organization. You should easily find the organization’s license info online, and where it is missing, then the local authorities will let you know if such a license is in force, to begin with.
It is important to ask more about their relationship with their previous employer. When you have found out about the business, you can ask its representatives more about the person claiming used to work for them. Where they have never heard of such a person before, you were given a fake stub. In cases where they can confirm the person was an employee, ask them to verify the details provided. You should have gotten a written and signed permission from the person for such verification. You will know if the info they provided, such as their previous pay, was correct. You are likely to come across those who added on the figures to try and get better pay from your company.
You can make the verification easier by asking for their W-2 form. While some people can make fakes, these are much harder to forge. All details on the pay stub and the W-2 form need to align. If they do not match, the pay stub is the likely fake one.
You have the choice of asking for the applicant’s account statement. You will find it carries even more reliable info. You should check what their previous employer sent to the account, and what the stub quotes as the pay.
Another tactic is to let them know you wish to verify the details they gave you. They will strive to make sure they only share truthful info.
There have been cases where the forgery is so good you cannot suspect any details provided. You need to be more careful. Check minor details such as total calculations, which can be overlooked in an attempt to do sophisticated forgery work. You can also learn more about those tricks on this site.