Kenya, a stunning destination for both residents and visitors, offers a unique geographical location. It borders the Indian Ocean to the southeast, Uganda to the west, and Tanzania to the south, all while straddling the equator. As a result, Kenya enjoys a temperate and stable climate throughout the year, regardless of the season. Covering an extensive land area of 580,000 square kilometers and inhabited by a diverse population of approximately 41 million, Kenya is a melting pot of 42 different cultures and nationalities. Nevertheless, healthcare emerges as a pivotal concern, with HIV/AIDS standing at the forefront of health challenges. Malaria, tuberculosis, pneumonia, and respiratory tract infections contribute to a high annual mortality rate, underscoring the urgency of addressing healthcare from a political perspective.
Accessible and affordable healthcare is of paramount importance to Kenyan residents.
For employed individuals, mandatory enrollment in the National Hospital Insurance Fund (NHIF) is an option, whereas self-employed individuals may choose to participate voluntarily. Presently, NHIF premiums range from Ksh 160 to a maximum of approximately Ksh 320. However, a forthcoming change in policy will base these costs on a percentage of an employee’s salary. Recognized hospitals that meet specific criteria provide medical services, and patients are responsible for settling any remaining bills once an NHIF rebate has been applied. These rebates vary according to the hospital’s designation, with rates ranging from Ksh 400 to roughly Ksh 2,000 for a single day’s hospital stay. While this may appear substantial, it reflects the increasing healthcare expenses in Kenya, mirroring global trends.